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Inclusive Growth through Financial Inclusion

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Price:
Rs. 700.00
ISBN:
8183243851
Weight:
0.50 KGS
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About the Book

Economic reforms and development planning are without meaning if the poor and marginalised are not enabled to better their lives. When almost 77 per cent of the population and 92 per cent of the workforce could hardly realise the concept of shining India, inclusiveness in the growth process became a vital agenda in the policy formulation of this country. When it was observed that the trickle down economics is not working, steps were initiated in organising the poor into productive units which could help them generate income and wealth. The Eleventh Five Year Plan document “Moving Towards Faster and More Inclusive Growth” speaks in succinct terms the priority to bring compatibility between equity and growth. Since, the micro finance services have emerged as a revolution for reclaiming finance for the society, symbolising the true democratisation of capital, financial inclusion, therefore, has become integral to the development policies of this country. This is reiterated several times in various Budget speeches of the Union Finance Minister. This book reviews the genesis of the country’s rural financial system, the micro-credit operations and the role of such agencies in identifying and nurturing the entrepreneurial talent taking into account the livelihood and local resources among economically active poor. The book analyses some major issues to assess the impact of financial inclusion in terms of employment opportunity created, income generated, assets created and sustainability of the livelihood activities. The book is more contextual as the backdrop of the study is the most backward and tribal region of Odisha, the KBK region. This is an authentic economic evaluation of the financial inclusion programme.


About the Author

Kshiti Bhusan Das (b. 1956) presently the serving Head of P.G. Department of Commerce and MFC, Utkal University, did his Ph.D. and D.Litt in Commerce, has put on more than thirty years in teaching and research. Till date he has completed four major projects sponsored by UGC and ICSSR, New Delhi and produced many Ph.D. scholars. Prof. Das has visited France (Nice and Cannes) and United Kingdom (University of Hull) and Japan (Tokyo, JEPA) on different academic assignments. He has published many research papers in national and international peer journals and authored four books. Also, the Member of Board of Studies of Post graduate departments of many Universities, Under graduate courses of Autonomous Colleges and the Council of Higher Secondary Education, Odisha. In addition to the academic profile, Prof. Das is an activist, - General Secretary of Orissa Commerce Association, Executive Member UUTA, Former Chairman Vandemataram Committee, NYKS, Odisha, Member RRR Library Foundation, Govt. of India and counsellor to many Non. Govt. organisations engaged in rural upliftment work.

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